Todd Claus of GFS Home Loans– Mortgage Lending in Walnut Creek, CA
Todd Claus is your dedicated mortgage professional at GFS Home Loans in Walnut Creek, CA. Conventional, FHA, VA, USDA loans and refinancing. Get pre-approved today.
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Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on y...
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Special Offers
Get My Down Payment Assistance Program
Think you can't afford a home? Think again. Todd specializes in connecting California families with down payment assistance programs that make homeownership possible — even if you have little to no savings. Up to 5% Down Payment Assistance Qualified buyers can receive up to 5% of the loan amount to cover your down payment — no repayment required. First-Time & Repeat Buyers Welcome You don't have to be a first-time buyer. Many of our assistance programs are open to repeat homebuyers too. FHA, Conventional & VA Compatible Our assistance programs work alongside FHA, Conventional, and VA loans — giving you maximum flexibility.
Learn MoreBest For Customers Who Need:
- Trusted mortgage lending help in Walnut Creek, CA
- A fast quote or estimate from Todd Claus of GFS Home Loans
- Local expertise across Northern California
- Help understanding the next step for your project
- Connecting through LocalBest.ai for rewards and incentives
Why LocalBest.ai Features Todd Claus of GFS Home Loans
LocalBest.ai highlights selected local businesses based on category fit, local service area, reputation signals, responsiveness, customer experience, and ability to serve customers in their market.
Todd Claus of GFS Home Loans is featured for customers looking for mortgage lending support in Walnut Creek, CA and the surrounding area.
About Todd Claus of GFS Home Loans
At GFS Home Loans, we are dedicated to helping you achieve your financial goals through expert mortgage solutions and personalized service.
What We Do
With over 25 years of experience in the mortgage banking industry, Todd Claus of GFS Home Loans specializes in providing comprehensive mortgage services. Whether you are buying, selling, refinancing, or building your dream home, we offer quick, accurate financial advice tailored to your unique situation. Our focus is on helping clients make the most of every transaction, ensuring they understand their options and how to build long-term wealth through informed decision-making.
Who We Help
- Homebuyers looking to purchase their first home
- Current homeowners interested in refinancing their mortgage
- Clients needing assistance with financing options
- Credit unions seeking third-party origination services
- Loan officers and branch managers looking to join a client-first team
Ready to take the next step? Ask our AI assistant or claim your rewards today!
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Location & Contact Info
2855 Mitchell Drive #103
Walnut Creek, CA, 94598
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Frequently Asked Questions
What credit score do I need to get a mortgage?
Requirements vary by loan type. FHA loans accept scores as low as 580, while conventional loans typically need 620+. We work with all credit situations — schedule a consultation and we'll find the best option for you.
How much of a down payment do I need?
It depends on the loan program. FHA requires as little as 3.5%, VA and USDA offer 0% down, and conventional loans start at 3-5%. We'll help you find the right fit.
How long does the mortgage process take?
Typically 30-45 days from application to closing. We work diligently to keep your timeline on track.
What documents do I need to apply?
Generally: two years of W-2s or tax returns, recent pay stubs, two months of bank statements, and a valid ID. We'll provide a complete checklist.
Do you offer pre-approval letters?
Yes! Pre-approval strengthens your offer and gives you a clear budget picture. The process is quick and there's no obligation.
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This Lesson got over 1300 people approved for a home last year!
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